One Key+ Card Overview
*Card ratings are based on the opinion of TPG’s editors and are not influenced by the card issuer.
One key, in short, is loyalty programs from Expedia, Hotels.com and Vrbo. It’s free to join and allows travelers to earn rewards for their purchases across all three travel apps – the first program of its kind.
The program consists of two cobranded credit cards: the One Key™ Card (see rates and fees) and the One Key+ Card. The One Key+ card is the more premium of the two, offering a number of benefits that help offset its $99 annual fee. It also has a recommended credit score of 670 for new applicants.
Here’s what else you need to know about this program and this card.
Advantages and Disadvantages of One Key+ Card
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One Key+ Card welcome offer
It is important to note that OneKeyCash is not, in fact, redeemable for cash and can only be used with Expedia, Hotels.com and Vrbo.
This welcome offer is easy to earn and easy enough to cash out if you use the platform frequently.
Related: This month’s best welcome offers
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One Key+ Card Benefits
You’ll also get automatic Gold status in the One Key Rewards program with savings of 20% or more at over 10,000 hotels worldwide. You’ll reach Platinum when you spend $30,000 or more per calendar year, which gives you savings of 30% or more.
That’s a solid list of benefits for a card with a $99 annual fee, especially if you don’t already have access to Global Entry or TSA PreCheck. That credit alone can make it worth paying this card’s annual fee.
Earn rewards with the One Key+ card
Those are solid earning rates with some nice bonus categories, though again it’s not worth it that you won’t be able to do much with your rewards outside of Expedia, Hotel.com, and Vrbo redemptions.
Related: Airline and Hotel Dining Rewards Programs: Which is Best for You?
Redeeming Rewards with One Key+ Card
Once again, OneKeyCash is, in fact, not redeemable for cash and Can only be used on Expedia, Hotels.com and Vrbo.
If you often book travel through one of those sites, this card will make sense for you. Otherwise, you’d be better off looking elsewhere.
Which cards compete with the One Key+ card?
There are a number of cards that can match well with the One Key+ card.
For additional options, see our list The best hotel credit cards.
Related: Marriott Bonvoy Bold Vs. Marriott Bonvoy Boundless
Is the One Key+ card worth it?
Most travelers want more flexible rewards than OneKeyCash, which can only be redeemed through Expedia, Hotels.com or Vrbo. But if you don’t mind that aspect of the One Key+ card, it’s a solid card with enough benefits to offset its annual fee.
The bottom line
The One Key+ card is an easy earner with Expedia, Hotels.com and Vrbo and also comes with a number of valuable benefits and earning rates.
This is a card that will make sense for customers who use this platform frequently and want to take advantage of some solid benefits along the way. However, those who prefer to book direct travel will do better with different Travel Rewards Credit Card.
Apply at: One Key+ Card