If you want to do some shopping before the holidays, October Prime Day is your chance to maximize your spending this week. Also, you can use this promotion to make deals and save.

Rakuten is one of the most popular online shopping sites that offers cash back for online purchases, and it has increased the earning rate at popular retailers this week as well. Eligible Rakuten shoppers can save up to 15% at various retailers through their Savvy Shopper Rewards event.

This sale is likely targeted to frequent Rakuten users, so be sure to log into your account to verify. New Rakuten users can earn a $30 bonus when they spend at least $30 on qualifying purchases in the first 90 days.

You can turn a good deal into a great one by putting down a big side of cash on already discounted prices.

With Rakuten, you can choose to earn American Express Membership Rewards points instead of cash back if you prefer. So, instead of getting up to 15% cashback in the examples below, you can earn 15 Membership Rewards points per dollar spent; If you earn maximum points with travel partners this can add significantly more value overall.

Here’s what you need to know about increased cash-back opportunities with Rakuten.

Increase cash back with Rakuten

RAKUTEN.COM

To earn cash-back rewards or membership rewards while shopping online, start your shopping trip at Rakuten website. Once there, search for your desired store and click to be redirected to the retailer’s website. After you’ve made an eligible purchase, Rakuten will track your transaction and add bonus rewards to your account — usually within a day or two.

Here are some of the stores we’re seeing right now with increased cashback. Each of these retailers offers 10-15% cash back through Rakuten:

Rakuten
  • Lululemon
  • The Disney Store
  • Massey
  • IHG Hotels & Resorts
  • Adidas
  • Neiman Marcus
  • Nike
  • Dermstore
  • CVS
  • PetSmart

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The best credit cards for Rakuten purchases

Rakuten users will get cash back in addition to any earnings on credit cards they swipe. At most merchants participating in this promotion, you’ll want to pay by credit card Earn bonus points and miles on everyday purchases, such as:

For additional options, see our favorite cards for online shopping.

Or, use one where you’ve added a Chase or Amex offer for that retailer to stack your savings.

The bottom line

Believe it or not, the holiday shopping season is upon us. Even if you use this time of year to get better deals on the things you buy anyway, the increased cash-back deals are in full effect. To make sure you choose the right option with the best rewards for your planned purchases, compare All the different cash-back sites before you buy.

Remember that New Rakuten shoppers They can earn a $30 cash bonus when they spend at least $30 on qualifying purchases in the first 90 days.

Many eligible merchants also participate in credit card merchant offers for this promotion. So, it’s smart to check if a merchant has Amex offers, Chase offers, Citi merchant offers, and offers through American Airlines AAdvantage’s SimplyMiles program before making your purchase.

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