A key card overview
*Card ratings are based on the opinion of TPG’s editors and are not influenced by the card issuer.
One Key is a loyalty program from Expedia, Hotels.com and Vrbo. It’s free to join and allows travelers to earn rewards for their purchases on all three travel apps, a first-of-its-kind rewards program.
The One Key card is a pared-down version of the $99-annual-fee One Key+™ Card (see Rates and Fees). However, given its earning rates, it may still be worth it for some potential cardholders. It has no annual fee and a recommended credit score of 670.
Here’s what else you need to know.
Advantages and disadvantages of a key card
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One Key Card welcome offer
It is important to note that OneKeyCash is not, in fact, redeemable for cash, and can only be used with Expedia, Hotels.com and Vrbo. Still, this welcome offer offers decent value to those who use the platform frequently and is relatively easy to earn for many travelers.
Related: Best Credit Card Welcome Offers
One Key Card Benefits
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Again, the One Key+ card will win out on the benefits front for most users, but this card may make sense if you want to avoid paying an annual fee.
Related: Ranking the Best Online Travel Agency Rewards Programs
Earn rewards with One Key Card
Those are solid earning rates with some nice bonus categories, but it’s worth nothing that you won’t be able to do much with your rewards outside of Expedia, Hotel.com, and Vrbo redemptions.
RELATED: These are our favorite travel credit cards
Redeeming Rewards with One Key Card
Once again, OneKeyCash is, in fact, not redeemable for cash, and can only be used on Expedia, Hotels.com and Vrbo.
If you often book travel through one of those sites, this card might make sense for you. Otherwise, however, you’ll get more value separately Travel Rewards Credit Card.
Related: 4 Reasons to Book Your Next Hotel Stay Through an Online Travel Agency
Which cards compete with the One Key card?
If you want additional travel benefits or more flexible rewards, you can choose one of these cards instead.
For additional options, see our list The best hotel credit cards.
Related: Marriott Bonvoy Bold Vs. Marriott Bonvoy Boundless
Is the One Key Card worth it?
Most travelers want more flexible rewards than OneKeyCash, which can only be redeemed with Expedia, Hotels.com and Vrbo. But if you don’t mind that aspect of the One Key card, it’s a solid no-annual-fee offering that will reap rewards relatively easily.
The bottom line
If you’ve been wanting a card that earns rewards with Expedia, Hotels.com and or Vrbo and has an easy-to-earn welcome offer to boot, you’ve just found it.
It’s not the most valuable travel card out there, but the One Key card will make sense for customers who want to use that platform without worrying about paying an annual fee.
Apply here: A key card
For Hilton Honors Amex rates and fees, click here.