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The start of a new year means new beginnings and new opportunities. It includes a fresh start to your American Express shopping credits and new opportunities for purchases that could cost you $0.

Specifically, I’m referring to the annual Saks Fifth Avenue credits Platinum Card® from American Express And the Dell shopping credit is ongoing The Business Platinum Card® from American Express. Advance registration is required for these benefits.

Here’s how you can use your renewed balance of shopping credit for the next year.

Saks Shopping Credits at Amex Platinum

Amex Platinum Card Saks Fifth Avenue offers up to $100 in annual statement credits per calendar year for purchases at Saks Fifth Avenue. These are available when purchasing online or in person and come in the form of $50 in credit from January through June and up to $50 in credit from July through December each year.

To avail this benefit and get credit, you have to register your card in advance Through this direct registration link Before making any purchase.

RELATED: Reminder: Your $50 Saks Credit in Amex Platinum Expires in December — Here’s 12 Things to Buy

Be sure to stack these credits with online shopping portals to earn bonus cash back or miles. Also, keep an eye out for any sales or coupons that Saks offers, along with Amex offers.

If you shop frequently at Saks, this statement credit will come in handy. Even if you don’t, it’s easy to find some items that cost more than $50. When you search the sale section, you can sort specifically for items under $50.

Dell Shopping Credits on Amex Business Platinum

If you have Amex Business Platinum CardYou can receive up to $400 in statement credits for Dell purchases per calendar year. To qualify, purchases must be made in the US and you must be pre-registered for benefits Through this direct registration link To earn shopping credits.

This benefit is available for up to $200 in statement credits from January through June and up to $200 in statement credits from July through December each year. And it doesn’t have to be a computer. You can also use your Dell Credit for a new carry-on bag, speakers, or gaming gift card.

However, note that this benefit is set to expire on June 30, 2025, unless American Express renews or extends it.

RELATED: Last Days: 12 In-Stock Items You Can Buy With a $200 Dell Credit from Amex Business Platinum

Again, use the shopping portal to enhance this purchase by adding additional points, miles or cash back on top of your purchase and the statement credits you receive from American Express.

The bottom line

New Year ie Your credit card annual credits may be reset. Among the more popular and easy-to-use options are Dell and Saks Fifth Avenue credits available from American Express each calendar year.

You’ll want to use these statement credits, no matter which card you have, because they’re “use it or lose it” benefits that won’t roll over into the second half of the year.

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Apply here: American Express Business Platinum Card
Apply here: American Express Platinum Card

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