Everyone is streaming these days. Heck, I’m writing this while listening to SiriusXM’s countdown of the top 500 songs of the ’90s.
However, keeping up with your favorite music and shows can add up, and you may want to reassess whether you need to continue subscribing to all of your streaming services when you evaluate your budget.
But you don’t have to sit idly by to save money. Some of our favorite credit cards come with streaming credits that let you keep the entertainment you love and still save.
I’ll show you which credit cards give you credits for streaming subscriptions and how to use these credits for at-home entertainment.
Cards that cover streaming subscription costs
American Express Platinum Card
This Platinum Card® from American Express Offers numerous statement credits to its card members, including up to $240 in digital entertainment credits per calendar year (up to $20 per month). Registration required; Conditions apply.
What it offers for streaming: Amex Platinum offers up to $20 per month in digital entertainment credits (up to $240 in statement credits per calendar year); Credits can be used with Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, The Wall Street Journal and The New York Times, as long as you pay the merchant directly and on a monthly basis.
You will pay first and then get reimbursed after an average of two days. Registration is required in advance, and terms apply.
Current welcome offer for new card members: Earn 80,000 bonus points after spending $8,000 on purchases on your new card in the first six months of cardmembership. TPG’s November 2024 valuation values this bonus at $1,600.
With the CardMatch tool, you will be able to receive a significantly higher welcome offer. Offers are subject to change at any time, and you will not be targeted for the same welcome offer as another applicant.
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Point-Earning Rate: Earn 5 points per dollar on airfare purchased directly with the airline or through the Amex Travel Portal (1 point per dollar thereafter on airfare purchases up to $500,000 per calendar year). You can also earn 5 points per dollar on prepaid hotels booked with Amex Travel and 1 point per dollar on all other purchases.
Annual Fee: $695 (see rates and fees).
Other key benefits: Amex Platinum has numerous benefits to justify its high annual fee. This includes access to the American Express Global Lounge Collection, including Centurion Lounges, Priority Pass Lounges and Delta Sky Clubs (when traveling on same-day Delta flights; limited to 10 annual visits beginning February 1, 2025); A credit of up to $200 per calendar year for incidental fees charged by your preferred airline; Up to $200 in annual hotel credits per calendar year; And up to $200 in Uber Cash per calendar year for US purchases (up to $15 per month, up to $35 in December, which you can also use with Uber Eats).
Be sure to add your Amex Platinum to your Uber account first to receive your monthly Uber Cash. Note that you will need to pay with an Amex card to use your Uber Cash.
Enrollment is required for select benefits and conditions apply.
To learn more, read our full Amex Platinum review.
Apply here: American Express Platinum Card
A credit card that lowers the cost of your streaming services
Blue Cash Everyday Card from American Express
If you’re looking for a solid cash-back card that can help cover your streaming expenses, then Blue Cash Everyday® Card from American Express A great option.
What it offers for streaming: Blue Cash gives back up to $7 per month in Everyday Statement Credit (up to $84 per calendar year) after you spend $9.99 or more per month on an eligible Disney bundle subscription (which includes Disney+, Hulu and ESPN+) using your card ). subject to auto-renewal). Registration is required in advance, and terms apply.
Current welcome offer for new card members: Receive a $200 statement credit after spending $2,000 in eligible purchases in the first six months of card membership.
Point-Earning Rate: Earn 3% cash back on online purchases at US supermarkets, US retailers and US gas stations (up to $6,000 in spending per year in each category, then 1% back).
You will also get 1% cashback on all other purchases. Cash back is earned in the form of reward dollars that can be redeemed as a statement credit or at Amazon.com checkout.
Annual Fee: $0 (see rates and fees).
Other key benefits: Cardmembers can enjoy up to $180 in annual statement credits per calendar year for Home Chef, with up to $15 in statement credits available per month (subject to auto-renewal). Registration required, terms apply.
To learn more, read our full review of the Blue Cash Everyday Card.
Apply here: Blue Cash Everyday Card from American Express
Blue Cash Preferred Card from American Express
Cash back fans looking for a stronger card than the Blue Cash Everyday will appreciate it Blue Cash Preferred® Card from American Express.
What it offers for streaming: Blue Cash Preferred offers up to $7 in statement credit per month (up to $84 back in a calendar year) after you spend $9.99 or more per month on an eligible Disney bundle subscription (which includes Disney+, Hulu and ESPN+) using your card is subject to auto-renewal). Registration is required, and terms apply.
Current welcome offer for new card members: Receive a $250 statement credit after spending $3,000 on eligible purchases in the first six months of card membership. New card members will receive their bonus as a statement credit.
Point-Earning Rate: Earn 6% cash back on the first $6,000 of these purchases per year at US supermarkets (1% back thereafter), 6% cash back on select US streaming services, 3% cash back on transit and US gas stations and 1% cash back on other purchases .
Cash back is earned in the form of reward dollars that can be redeemed as a statement credit or at Amazon.com checkout.
Annual Fee: $0 initial annual fee for the first year, then $95 (see rates and fees).
Other key benefits: Cardmembers will receive access to Amex offers and American Express’ Send & Split® function (registration required; conditions apply).
To learn more, read our full review of the Blue Cash Preferred Card.
Apply here: Blue Cash Preferred Card from American Express
US Bank Altitude Go Visa Signature Card
US Bank US Bank offers several unique credit card products, including the Altitude® Go Visa Signature® Card.
What it offers for streaming: Get a $15 statement credit after paying for eligible streaming charges with your card every month for 11 consecutive months. There is a complete list of eligible services here.
Current welcome offer for new card members: Earn 20,000 bonus points after spending $1,000 on purchases within 90 days of account opening.
Point-Earning Rate: Earn 4 points per dollar on dining (including takeout and delivery), plus 2 points per dollar on groceries (including grocery delivery services, excluding discount stores, supercenters and wholesale clubs), gas and electric vehicle charging stations (excluding discount stores). supercenters and wholesale clubs) and streaming services.
Earn 1 point per dollar on all other purchases.
Annual Fee: $0
Other key benefits: Altitude Go has no foreign transaction charges. The points the card earns can be redeemed in a number of ways, including travel, cash back and gift cards.
Learn more: US Bank Altitude Go
Information for US Bank Altitude Go is independently collected by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Check merchant offers on your cards
In addition to using these cards for streaming, make sure to regularly check the merchant offers for all your cards. Chase and American Express often have offers to help you save on certain streaming services, such as FuboTV, YouTube TV, HBO Max, and Showtime.
To avail these offers, add them to your card and then charge that streaming service to the card with the offer.
The bottom line
If you’re a big fan of streaming services like I am, it makes sense to open a card that offers streaming credit. No matter how you stream, this list has a credit card perk that can help you save on your subscription.
Before opening any of these cards, make sure their annual fees (if applicable) make sense compared to the value you expect to receive.
Related: Stream more, pay less with these credit cards
For Amex Platinum rates and fees, click here.
For daily Blue Cash rates and fees, click here.
For Preferred Blue Cash rates and fees, click here.